Written in Heaven

HOW TO BE RICH:
CREATE MARGIN

***Before you begin! Reaffirm the ‘Vegas’ rule with your group – what happens in small groups stays in small groups. This is very important to talk about every week. Encourage everyone that the environment is safe, and that there is no judgment.

***The reason we do small groups is to ‘belong and become’ – Have a safe group of friends to belong to and become more like Jesus every day. This is the vision of small groups – remind your group of this each week.

1. Who are the most generous people you know? How do they spend their extra time and money?

2. Read 1 Timothy 6:18. When have you had the opportunity to use your extra time to serve others? When have you had the opportunity to use your extra money to share with someone else? What keeps us from being rich in good deeds and willing to share with others?

3. God wants us to be rich in good deeds by creating “time margin.” What is time margin? How do we create it? How often do we evaluate the use of our time? What are areas in our lives that we waste time that we could use to serve others?

4. God wants us to be rich in generosity by creating “financial margin.” What is financial margin? How do we create it? What is your next step in your effort to create financial margin: to stop borrowing money, to create an emergency fund, to sell your stuff to create margin, or to develop a spending plan?

5. Surrendering our time and money to God are often the last areas of our lives that we allow Him to control. Where are you in this process? How can we pray for one another that we would surrender our finances and time completely to God?

As always, end the group with general sharing of prayer requests and prayer. Some groups have found it effective to pray for each request as it’s given, rather than creating the list of requests. Use your discretion as a leader.